Financing


There is no reason why you can’t have a pet of your dream! We offer lots of financial options to choose from! Your dream is about to come true, so don’t wait apply now!

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Option No. 1 – Lending USA, must have a credit score of 640+, they offer 6 months interest-free financing or up to 60 months low payments.


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Option NO. 2 Terrace Financing

No Credit required ** All CREDIT PROFILES CONSIDERED


Option NO. 3 PayPal Credit – 6 mos interest free 600+ credit score

  • 6 months % free
  • NO payments required 
  • With Credit Score of 600 and up

Option NO. 4 American First Financing — APPROVALS REGARDLESS OF CREDIT

AFF offers approvals without a minimum credit score requirement. An applicant can be approved even with no prior credit experience, but poor past credit performance can still be a reason for denial.

Credit history is one part of the decision process, but a certain score is not required for approval.


Option NO. 6 Community Finance

  • must be employed for over 1 year
  • the pet can be shipped 
  • credit score 620 and above
  • 30 days same as cash
  • low payment cost
  • no early pay off fees
  • NOT for California residents 
  • NOT for self-emloyed 

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